What income ratio is used?

Banks typically allow 40-50% of income for EMIs.

Banks typically allow 40-50% of income for EMIs.

Home Loan Affordability Calculator

Calculate how much home you can afford based on your income and expenses.

Real EstateFree

Formula

Affordable Price = (Monthly Income × 0.4 − Existing EMIs) / EMI factor

Example

Income ₹1L → Affordable ~₹35-40L.